Terms of Use & Disclaimer

Welcome to ExcelAtLife.com. The following are the Terms of Use that govern use of this website and our mobile applications ("apps"). By using the site and/or apps, you agree to be bound by these Terms and to follow these Terms and all applicable laws and regulations governing the site/apps. Excel At Life, LLC reserves the right to change these Terms at any time, effective immediately upon posting on the site. Your continued use of the website/apps will constitute your acceptance of any future modifications. If you do not agree to be bound by these Terms, please do not use the site or apps.

Permitted Use

You are only authorized to view and to retain a copy of pages of this site/apps for your own personal use while visiting this site or using the apps. The content on this site/apps is the property of Excel At Life, LLC and/or its licensors, suppliers, and/or partners and is protected by U.S. and international copyright, trademark, and other intellectual property laws. Such intellectual property laws generally prohibit the unauthorized reproduction, distribution, or exhibition of all text, photographic, and graphic images, music, sound, and other protected materials. Except as expressly provided under these Terms of Use, the copying, reproduction, publication, display, rearrangement, redistribution, modification, revision, alternation, cropping, re-sizing, reverse engineering, movement, removal, deletion, or other use or change by you of any such website content is strictly prohibited. The violation of applicable intellectual property laws may give rise to civil and/or criminal penalties.

Excel At Life, LLC is willing to grant website owners and/or administrators a revocable, non-exclusive license to post articles found on this site to their own websites or websites they administer or control, provided that the posting includes the author's name, a proper copyright notice, and link to ExcelAtLife.com at the end of each article. No such license shall be granted unless the posting complies with these requirements.

Disclaimer of Warranties

YOU ACKNOWLEDGE THAT YOU ARE USING THE WEBSITE AND APPS AT YOUR OWN RISK. THE WEBSITE/APPS ARE PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS AND EXCEL AT LIFE, LLC HEREBY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF ACCURACY, RELIABILITY, TITLE, MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE OR ANY WARRANTY, CONDITION, GUARANTEE, OR REPRESENTATION, WHETHER ORAL, IN WRITING, OR IN ELECTRONIC FORM, INCLUDING BUT NOT LIMITED TO THE ACCURACY OR COMLPETENESS OF ANY INFORMATION CONTAINED THEREIN OR PROVIDED BY THE WEBSITE/APPS. ANY ADVICE OR ASSISTANCE FURNISHED HEREUNDER AND RESULTS THEREOF ARE PROVIDED AT YOUR SOLE RISK AND EXPENSE. EXCEL AT LIFE, LLC DOES NOT REPRESENT OR WARRANT THAT ACCESS TO THIS WEBSITE/APPS WILL BE UNINTERRUPTED OR THAT THERE WILL BE NO FAILURES, ERRORS, OR OMISSIONS OR LOSS OF TRANSMITTED INFORMATION. EXCEL AT LIFE, LLC DOES NOT WARRANT THAT THE WEBSITE/APPS, ITS SERVERS, OR EMAIL SENT FROM THE WEBSITE/APPS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU EXPRESSLY AGREE THAT YOUR USE OF THE WEBSITE/APPS IS AT YOUR SOLE RISK.

Website Materials

All material on this website and in the apps is provided for self-help purposes only and is solely the opinions of ExcelatLife, LLC and contributors, and should not be construed as professional advice, therapy, or instruction. The information on this website is in no way intended to diagnose, cure, or treat any medical, physical, or other condition. There is no guarantee of validity or accuracy. No action or inaction should be taken based solely on the contents of this information; where appropriate, readers should consult appropriate health professionals on any matter relating to their health and well-being. The information provided on ExcelAtLife.com and in the apps is designed to complement, not replace, the relationship between a patient and his/her own physician.

The website content is intended for adults over the age of 18. Anyone under the age of 13 must have verifiable parental consent before using the website/apps or posting content to the website.

Every effort is made to ensure that the information on this site and in the apps is accurate and up to date, but no legal responsibility is accepted for any errors, omissions or misleading statements. Nor can this site owner be responsible to you or any third party for any direct, indirect, special, consequential, punitive damages, or other losses or damages of any kind allegedly sustained arising out of the use of this website/apps or information contained within.

This site owner cannot be responsible for any loss, damage or expense that might be caused by any action, or lack of action, that a user of this site/apps might take as a result of reading any information it contains. Responsibility for such actions, or lack of actions, remains with the reader concerned.

Where appropriate, links to other sites are made. Links to other websites are provided in good faith and are for informational purposes only. Excel At Life, LLC has no control over and expressly disclaims any responsibility for, and cannot guarantee the quality, accuracy, or legality of, information on such third-party sites. The inclusion of a hyperlink should not be construed as an endorsement by Excel At Life, LLC. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

This site may automatically produce search results that reference or link to third party sites throughout the internet. Excel At Life, LLC has no control over these sites or the content within them. Excel At Life, LLC cannot guarantee, represent or warrant that the content contained in the site is accurate, legal and/or inoffensive. Excel At Life, LLC does not endorse the content of any third party site, nor can warrant that they will not contain viruses or otherwise impact your computer. However, if you have a problem with a link from this site, please let us know through the Contacts page and we will investigate the link and take appropriate action.

Some of the links are affiliate links whereby the site owner receives financial compensation should a purchase of products or services be made by clicking on said links. This site owner has no responsibility for these sites and cannot guarantee the quality of their information, nor the quality of any product or service purchased.

Privacy Policy

Excel At Life, LLC takes your privacy seriously. Please consult our privacy policy, which can be found at http://www.excelatlife.com/privacy_policy.htm, before using ExcelAtLife.com or our apps.

All web servers track basic information about their visitors. This information includes, but is not limited to, IP addresses, browser details, timestamps and referring pages. None of this information can personally identify specific visitors to this site. The information is tracked for routine administration and maintenance purposes.

We collect personal information from you when you submit your information, respond to a survey, or fill out a form. You may, however, visit our site anonymously. Like most websites we use cookies and/or web beacons to enhance your experience, gather general visitor information, and track visits to our website.

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Research Policies

Excel At Life, LLC may conduct psychological research based upon responses to questionnaires and/or forms. Such research is completely anonymous and cannot identify individual responders. In addition, prior to any of your responses on questionnaires and/or forms being used for research purposes, you will be asked if you wish to submit your responses for research purposes.

The purpose of research based upon your responses is to improve the validity and understanding of the questionnaires that are available for your use on this site. In addition, researchers may use your voluntarily submitted responses to further psychological knowledge.

A Note to Researchers: Researchers who meet the guidelines of the Office for Human Research Protections (OHRP) and have IRB approval may contact the owner of this site to request research collaboration using questionnaire responses on this site. Additional questionnaires may be added upon request. All researchers must comply with our privacy policy.

Abuses of the Website or Policies

Without limiting other remedies, Excel At Life, LLC may limit, suspend, or terminate its service, prohibit access to the website/apps and their content, services, and tools, delay or remove hosted content, and take technical and legal steps to keep users off the website if Excel At Life, LLC thinks they are creating problems or possible legal liabilities, infringing the intellectual property rights of Excel At Life, LLC or third parties, or acting inconsistently with the letter or spirit of Excel At Life, LLC's policies.

Cookies and Web Beacons

Advertising partners and other third parties may use cookies, scripts and/or web beacons to track visitors to this site in order to display advertisements and other useful information. Such tracking is done directly by the third parties through their own servers and is subject to their own privacy policies.

Controlling Your Privacy

Note that you can change your browser settings to disable cookies if you have privacy concerns. Disabling cookies for all sites is not recommended as it may interfere with your use of some sites. The best option is to disable or enable cookies on a per-site basis. Consult your browser documentation for instructions on how to block cookies and other tracking mechanisms.

Special Note About Google Advertising

Any advertisements served by Google, Inc., and affiliated companies may be controlled using cookies. These cookies allow Google to display ads based on your visits to this site and other sites that use Google advertising services. Learn how to opt out of Google's cookie usage. As mentioned above, any tracking done by Google through cookies and other mechanisms is subject to Google's own privacy policies.

Indemnify

Your use of this site and/or apps indicates that you agree to indemnify and hold harmless Excel At Life, LLC, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, liability, claim or demand, including reasonable attorney's fees, made by any third party due to or arising out of your use of the site/apps, your submissions or content, including your use of the site to provide a link to another site or to upload content or other information to the site, your breach of the Terms of Use or Privacy Policy, or your violation of any law or the rights of any third party.

Choice of Forum

The Terms of Use shall be governed in all respects by the laws of the State of Missouri, without regard to its conflicts of law provisions. Any claim of any kind, nature, or description is barred and waived, and no proceedings of any kind may be commenced by you, unless you institute proceedings within one (1) year after the claimed breach occurs. Excel At Life, LLC may, at its sole discretion, apply to a court of competent jurisdiction with respect to any claims it may have against you, or any claims for injunctive relief or interim measures to prevent or stop irreparable harm to Excel At Life, LLC's rights or property. You hereby irrevocably submit to the jurisdiction of the courts within St. Louis County, Missouri, with respect to any such litigation.

All claims filed or brought contrary to this section shall be considered improperly filed. Should you file a claim contrary to this section, Excel At Life, LLC shall recover attorneys' fees and costs up to $1,000, provided that Excel At Life, LLC has notified you in writing of the improperly filed claim and you have failed to promptly withdraw said claim.

General Provisions

If any provision of this Terms of Use is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. Headings are for reference purposes only and do not limit the scope or extent of such section. No waiver by either party of any default shall be deemed a waiver of any subsequent default. In the event of any translation of the Terms of Use into a language other than English, the provisions of the English-language version shall prevail and govern in the event of any conflict or inconsistency in interpretation.

Funding for Excel At Life

This site is supported by advertising generated by Google, Inc. and its affiliated companies. Additional funding is provided by Excel At Life, LLC, the corporate owner of the site.

Contact Information

Concerns or questions about this Terms of Use can be submitted as follows:

Excel At Life, LLC
13023 Tesson Ferry Rd., Ste 107
St. Louis, MO 63128
(314) 843-0080
http://www.excelatlife.com/contact_info.htm